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We’ve researched the top 0% intro APR credit cards on the market, and narrowed the field down to the six that have some of the longest 0% intro APRs that we’ve reviewed.These cards will give you the biggest bang for your buck, and as we mentioned above, are available to those with just good (or even average) credit.Also, the Wells Fargo Cash Wise Visa Card’s rewards make the card worth keeping in your wallet long after the 0% intro APR period runs out.What’s more, when you spend $1,000 on purchases in the first 3 months, you’ll get a $200 cash rewards bonus, and if you use a mobile wallet, like Apple Pay or Android Pay, you’ll be able to earn 1.8% cash back on mobile wallet purchases for the first 12 months.All-in-all, Discover it is the perfect combination of a 0% intro APR and lucrative cash back rewards, and you only need average or better credit to qualify.Wells Fargo Cash Wise Visa Card Those who want a long 0% intro APR and some solid cash back rewards on all purchases will be happy with the Wells Fargo Cash Wise Visa Card.If you have good credit — usually thought to be a score around the 700s — you can save some serious cash with six cards that have 0% intro APRs so generous you won’t pay a dime of interest on balance transfers or purchases until 2019!

CREDIT RATINGS as they exist in many Western countries are not the norm in Korea.There are no laws preventing issuance of credit cards to foreign residents of Korea, but banks and branch managers may be reluctant to do so in the belief that foreigners will leave Korea without paying.This attitude lingers despite there being little evidence it is true and, to the contrary, experience has demonstrated that the largest percentage of delinquent card accounts are not those of foreigners.0% intro APR credit cards can save you a ton of money because they don’t charge any interest for the term of the card’s 0% intro APR period, which means they can help you pay down (or off) your balance as well as save you some dough on new purchases.

Right now credit card issuers are offering surprisingly long 0% intro APR periods, and the best part is you don’t need excellent credit to get them.

This arrangement applies equally to Koreans and non-Koreans.